Personal umbrella

Why buy umbrella insurance?
Umbrella or excess liability insurance adds extra protection for catastrophic accidents or incidents. Limits are generally purchased in $1,000,000 layers from $1,000,000 to as much as $10,000,000 or more.

Large, catastrophic losses, while unlikely, can hit any individual or business. Umbrella or excess coverage provides individuals and business owners with the asset protection needed to survive the devastating financial impact that a loss of this type would have.